User:ChristianMoore/CardProps

Credit Card Properties

I am proposing several properties that can be used to accurately represent and structure data about individual credit cards (or other payment cards). This information could be used so people can accurately find and use information about their credit cards from a single source, without dealing with marketing and hidden data. I've tried to align with http://schema.org/PaymentCard where possible. A full example is defined below:

Chase Sapphire Reserve (Chase Sapphire Reserve (Q38074863))

• Card Network: Visa Inc. (Q328840)
• Issuer: Chase Bank (Q524629)
• Reward Program: Chase Ultimate Rewards (Q38073885)
• official website (P856): https://creditcards.chase.com/credit-cards/chase-sapphire-reserve
• Terms of Service: https://applynow.chase.com/FlexAppWeb/pricing.do?card=FP4B&page_type=appterms
• Annual Fee: 450 (units: United States dollar (Q4917))
  • Qualifier: Waived First Year: false (Q5432619)
• Foreign Transaction Fee: 0 (units: percent (Q11229))
• Minimum Spend Bonus: 50,000 (units: Chase Ultimate Reward Point (Q38074153))
  • Qualifier: duration (P2047): 3 (units: month (Q5151))
  • Qualifier: capital cost (P2130): 4,000 (units: United States dollar (Q4917))
• Cash Back: 3 (units: percent (Q11229))
  • Qualifier: applies to part, aspect, or form (P518) (?): travel (Q61509)
  • Qualifier: applies to part, aspect, or form (P518) (?): restaurant (Q11707)
• Reward: credit (Q305253)
  • Qualifier: capital cost (P2130): 300 (units: United States dollar (Q4917))
  • Qualifier: applies to part, aspect, or form (P518): travel (Q61509)
• Reward: Q38074522

I'm not sure about "applies to part", maybe another better qualifier could be used. This could potentially have other properties, such as:

• material used (P186): Metal vs plastic
• image (P18): https://creditcards.chase.com/R-Marketplace/1110008/images/cardart/sapphire_reserve_card.png
• APR

and include other perks such as:

• travel insurance (Q1270407)

Card Network

   Under discussion

Description	Credit or Debit Card Network
Represents	payment processor (Q17074350)
Data type	Item
Domain	payment card (Q1436963)
Allowed values	Examples: Visa Inc. (Q328840), Mastercard (Q489921), American Express (Q194360), "Discover Bank"
Example	Chase Sapphire Reserve (Q38074863) → Card Network → Visa Inc. (Q328840)
Source	Individual card websites
Planned use	See description
See also	operator (P137)

Discussion

Issuer

   Under discussion

Description	Credit or Debit Card Issuer
Represents	Issuer (Q1337949)
Data type	Item
Domain	payment card (Q1436963)
Allowed values	Examples: Chase Bank (Q524629), Wells Fargo (Q744149)
Example	Chase Sapphire Reserve (Q38074863) → Issuer → Chase Bank (Q524629)
Source	Individual card websites
Planned use	See description
See also	issued by (P2378)

Discussion

Reward Program

   Under discussion

Description	The reward program associated with a particular item
Represents	reward program (Q38075442)
Data type	Item
Domain	payment card (Q1436963)
Allowed values	Reward programs
Example	Chase Sapphire Reserve (Q38074863) → Reward Program → Chase Ultimate Rewards (Q38073885)
Source	Individual card websites
Planned use	See description

Discussion